Worksite Benefits
You have the option to purchase hospital indemnity insurance, which provides you with cash benefits while you are confined to a hospital. This type of benefit can help cover out-of-pocket expenses not covered by your medical plan.
GWBD offers two hospital indemnity plans to choose from.
Plan 1 |
Plan 2 |
|
|---|---|---|
Hospital/ICU Admission |
$1,000 per admission to a max of 1 admission per year, per insured |
$2,000 per admission to a max of 1 admission per year, per insured |
Hospital/ICU Confinement |
$200 per day to a max of 30 days per year, per insured |
$200 per day to a max of 30 days per year, per insured |
Dependent Age Limits |
Birth to age 26 (if full-time student) |
Birth to age 26 (if full-time student) |
Portability |
Included |
Included |
Treatments Covered |
Sickness and Injury |
Sickness and Injury |
Treatment of Normal Pregnancy |
Hospital Admission & Confinement benefits are not payable for birth within first 9 months of coverage. See Plan Limitations & Exclusions for details. |
Hospital Admission & Confinement benefits are not payable for birth within first 9 months of coverage. See Plan Limitations & Exclusions for details. |
Monthly Rates |
Plan 1 |
Plan 2 |
|---|---|---|
Employee |
$21.77 |
$39.15 |
Employee + Spouse |
$45.05 |
$81.19 |
Employee + Child(ren) |
$36.71 |
$65.67 |
Family |
$59.99 |
$107.71 |
You have the option to purchase accident insurance, which helps to protect your finances after an accident. If you incur a covered injury, you will be paid a lump sum cash benefit, which you can use to help pay for out-of-pocket medical costs or everyday expenses.
GWBD offers three accident plans to choose from.
Monthly Rates |
Value Plan |
Advantage Plan |
Premier Plan |
|---|---|---|---|
Employee |
$9.20 |
$18.10 |
$26.50 |
Employee + Spouse |
$5.30 |
$9.50 |
$15.00 |
Employee + Child(ren) |
$5.30 |
$9.50 |
$15.00 |
Critical illness insurance provides you with a fixed, lump sum benefit upon the diagnosis of a serious illness like heart attack, stroke, or cancer. Benefits are paid directly to you and may be used on any expenses, from deductibles and prescriptions to travel expenses, childcare, or other everyday expenses.
GWBD offers critical illness plans based on first and second occurrence. Employees are eligible for $5,000, $10,000, or $15,000 benefit amounts. Spouses are eligible for 50% of the employee amount.
Monthly Rates for Employee or Spouse Per $1,000 of Coverage |
15-29 |
30-39 |
40-49 |
50-59 |
60-69 |
70-99 |
|---|---|---|---|---|---|---|
Employee |
$0.670 |
$0.96 |
$1.87 |
$3.47 |
$5.37 |
$10.55 |
Spouse |
$0.670 |
$0.96 |
$1.87 |
$3.47 |
$5.37 |
$10.55 |
Child(ren) |
$0.000 |
$0.000 |
$0.000 |
$0.000 |
$0.000 |
$0.000 |